Business account
Fuel card
Designed for business vehicles and fleets. It can consolidate invoices, control driver spend and use pump-price or fixed-price billing. Applications can involve credit checks, card fees and minimum usage.
Business fuel-card guide
Compare UK business fuel cards
Compare major cards from Shell, Esso, BP, Texaco and Applegreen by network, pricing approach and fleet features—then check the provider's live quote and terms.
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Fuel cards versus loyalty rewards
Consumer programme
Loyalty or reward card
Designed for individual drivers to collect points or unlock public offers. It does not normally provide business credit, VAT invoices or fleet controls.
Compare consumer loyalty rewardsPersonal payment
Debit or credit cashback
A personal card benefit that may return part of an eligible fuel purchase. Rates, caps, merchant coding and eligibility vary.
Compare payment-card cashbackOfficial provider information
Major fuel cards at a glance
The widest network is not automatically the cheapest option. Compare the quote, card and partner-site fees, locations you actually use, payment terms and controls.
Shell
Shell Card
- Best for
- Businesses with one or more vehicles that want fuel, EV charging and consolidated reporting.
- Pricing approach
- Pricing is tailored to the business. Shell states that a typical monthly fee is £5 per card; credit checks and terms apply.
- Network
- About 3,600 UK fuel stations, including Shell and selected Esso, Texaco and Gulf partner locations, plus eligible EV charging.
- One card and invoice for eligible fuel and charging spend.
- Purchase controls, fraud monitoring and fleet reporting.
- Suitable for businesses from one vehicle upwards, subject to approval.
Shell
Shell Fleet App
- Best for
- Small UK businesses with up to 30 vehicles that prefer an app-led account.
- Pricing approach
- The official page states there are no account set-up or card fees. Check the app for the current fuel discount before filling.
- Network
- Shell and selected partner stations in the Shell Card network, with station acceptance shown in the app.
- Digital fleet management for drivers and company administrators.
- Fuel discounts are shown by Shell and may change over time.
- The business must meet Shell's eligibility and credit requirements.
Esso
Esso Card
- Best for
- Business fleets that regularly use Esso and need driver controls and consolidated invoices.
- Pricing approach
- Pump-price and commodity-based pricing options are available depending on the account and agreement.
- Network
- Esso says its card can be used at more than 6,000 Esso stations across Europe; UK acceptance depends on the chosen card and site.
- Online account management, transaction reporting and spend controls.
- Fuel-card services are provided with WEX Europe Services.
- Eligibility, fees and credit terms are confirmed during application.
BP
BP Fuel & Charge Card
- Best for
- Mixed fuel and electric fleets that want a broad UK network and a single account.
- Pricing approach
- Fuel and charging prices, card fees and credit terms depend on the business agreement.
- Network
- Around 3,500 UK fuel stations: approximately 1,300 BP sites and 2,200 alliance sites, including selected Esso, Gulf and Texaco locations.
- Fuel and eligible EV charging on one business account.
- Security controls, purchase restrictions and consolidated reporting.
- Eligible drivers can collect BPme Rewards under the programme rules.
Texaco
Texaco The Business
- Best for
- Businesses wanting pump-price billing and access to Texaco plus selected BP stations.
- Pricing approach
- Purchases are charged using pump-price billing. Partner-site surcharges and account terms can apply.
- Network
- More than 2,000 service stations, including around 1,200 BP sites according to Texaco.
- VAT-ready invoices and management reporting.
- Eligible drivers may collect Star Rewards at participating Texaco sites.
- Card controls help restrict non-fuel purchases.
Texaco
Texaco Fastfuel
- Best for
- Higher-mileage fleets that prefer fixed weekly fuel pricing across a wide network.
- Pricing approach
- Uses a fixed weekly price rather than each site's pump price. Check the quote and any account charges before applying.
- Network
- More than 3,200 UK service stations across the Fastfuel network according to Texaco.
- Weekly pricing can make fleet fuel costs easier to forecast.
- Detailed invoices and management information.
- Purchases are restricted to fuel, oil and car-wash services.
Applegreen
Applegreen LowFuelcard
- Best for
- UK businesses buying roughly 500 litres or more each month across Applegreen and selected partner sites.
- Pricing approach
- Pricing is supplied by quote. Card, annual and partner-network handling fees may apply under the commercial terms.
- Network
- Applegreen sites plus participating Morrisons, Tesco and Sainsbury's locations on eligible Applegreen Plus arrangements.
- Business fuel account with consolidated invoices.
- Optional partner-network coverage for broader station access.
- Promotional discounts are not automatically included unless the account terms say so.
Official provider sources checked . Add Oil is independent and does not issue, broker or recommend a particular card. Networks, fees, discounts, eligibility and credit terms can change.
Check whether the network works for your routes
Search a postcode to compare nearby pump prices. Before applying for a card, use the provider's official station finder to confirm that the locations you need accept that exact card.